SBI Q4 FY25 Results: PAT encounters street estimates Rs 186,43 crore; announced dividend per share of Rs 15.9
SBI Q4 FY25 results: The National Bank of India is the country's largest lender by assets, with net profit of Rs 18,643 crore for the quarter ended March 31, marking a 9.9% decline in the corresponding period a year ago. The quality of its assets has been improved, and the edges have remained stable in turn.
Here are the key knowledge about SBI results:
SBI Q4 Revenue: Net Interest Income Increases Nearly 3%
According to regulatory documents, the difference between the net interest income (NII) of state-owned lenders or the interest paid increased by 2.7% to Rs 42,777.5 crore.
Revenue met analyst expectations. According to ZEE Business Research, SBI estimated net profit of Rs 1856 billion and net interest income of Rs 427.4 million in the last three months of fiscal year 25.
SBI Q4 results: margin expansion
According to the document, its net interest margin (NII) (NII) is a key measure of lender profitability, which is stable at 3.15%.
Deposits and progress, capital costs…
The bank increased its CASA ratio by 77 basis points, reaching a quarter-point basis. The higher CASA ratio indicates that lenders do not have to pay interest on current account deposits and can better use low-cost funds.
Its gross loans increased by 12%, while deposits increased by 95 to 4221 crore and 5382 crore respectively.
National Bank of India announces 1,590% dividend
SBI announced a dividend of Rs 15.90 per share, given the face value of 1 RE 1 per share is 1,590%.
The lenders announced May 16 and May 30, respectively, the dividend record and paper dates.
SBI Income Report | Asset Quality Improvement
PSU lenders have improved their asset quality, which is a decrease in the order of the proportion of non-performing loans as a total loan.
Total SBI and net non-performing assets (NPA) were 1.82% and 0.47% in March, respectively, and 2.07% and 0.53% three months ago.
For the quarter ended March 31, 2025, its provision was Rs 6,442 crore, marking a significant increase in growth of Rs 91.1 crore for the precious three months ended March 31, 2024.
SBI plans to raise Rs 250 crore
The lender's board of directors has proposed a proposal to one or more sums over the period of the financial year through QIP, FPO and/or any other permitted model that will raise up to Rs 250,000 crore in one or more shares.
SBI Stock
SBI shares rose 1.5% on Friday, ending at Rs 800.1 on BSE, outperforming the 0.3% spike on the title Sensex Index.
SBI stock has risen 0.8% so far, while 30-Script meter has risen 2.5%.
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