PAG-IBIG fund net income jumped to 15% in H1 2025, the highest in 45 years
Pag-ibig Fund reported double-digit year-on-year revenue growth in the first half of 2025, the highest revenue in the institution’s 45-year history.
From January to June, the agency’s total revenue reached 44.39 billion pesos, up 11.65% or 4.63 billion from the same period last year. Meanwhile, the Pag-Ibig fund’s net income rose 15.25% to Pesos 3.71 billion, reaching P28.04 billion. This is the highest net income recorded by the institution since its founding in 1980.
Officials attribute the growth to the strong collection and higher revenues of the Pag-Ibig fund’s housing and short-term loan portfolio.
“This performance shows how we manage the funds entrusted to us by members. With our strong financial position, we are still able to continue to provide the benefits of members and are in a solid position to fund more homes in more homes under the expanded Pambansang Pambansang Para para sa Pilipino, or reach more Ferdinand R. Marcos Jr. Marcos Jr. Life.
Higher investment returns also contribute to revenue growth. The institution’s investment income increased by 51.79% year-on-year to Pesos 4.27 billion.
This is driven by strategic placement of bonds and other debt securities, money market tools, stocks and investment properties. Investment income accounts for 5.56% of the institution’s total revenue in the first half of the year.
Meanwhile, Marilene C. Acosta, CEO of Pag-Ibig Fund, emphasized the strength of the institution’s financial position. As of June 2025, the total assets of the Pag-Ibig Fund were P1.14 trillion P1.14 trillion, reflecting 7.02% or P74.99 billion p107 million times the 2024 p1.07 trillion P1.07 trillion P1.07 trillion.
Acosta further noted that the institution’s outstanding performance directly benefits from its members. Under its charter, the institution returns at least 70% of its annual net income to its members in the form of dividends, which attributes its savings to its savings every year.
“The Pag-Ibig Fund is owned by its members – Filipino workers. We have a responsibility to develop and protect their savings,” Acosta said. “After Marcos Jr.’s call on government agencies to provide responsive social benefits, we continue to ensure that our members enjoy competitive income in savings and receive affordable housing financing. We are committed to maintaining our strong performance to help improve the lives of Filipino workers.”
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